Links to Other Helpful Sites

Revise su plan de gastos mensuales (en Inglés) para calcular lo que usted puede pagar por una casa, incluyendo la hipoteca, impuestos sobre la propiedad, seguro, mantenimiento mensual y servicios (agua, electricidad, etc.). Además, asegúrese de tener algo de dinero ahorrado en caso de una emergencia. Planifíque para el futuro y asegúrese de que podrá hacer sus pagos mensuales durante algunos años. Examine su historial crediticio (en Inglés) para verificar que la información en éste sea la correcta. Una alta calificación puede ayudarlo a obtener una tasa de interés más baja en su hipoteca...

Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every twelve months...

Access to information and entertainment, credit and financial services, products from every corner of the world — even to your work — is greater than ever. Thanks to the internet, you can play a friendly game with an opponent across the ocean; review and rate videos, songs, or clothes; get expert advice in an instant; or collaborate with far-flung co-workers in a "virtual" office. But the internet — and the anonymity it affords — also can give online scammers, hackers, and identity thieves access to your computer, personal information, finances, and more...

Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage?  The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms. Remember that, along with the potential benefits to refinancing, there are also costs...

A Guide to Naturalization (M-476) provides information on the benefits and responsibilities of citizenship, an overview of the naturalization process, and eligibility requirements. Recent changes in immigration law and USCIS procedures now make it easier for U.S. military personnel to naturalize (see Naturalization Information for Military Personnel).

What is an abandoned vehicle

Vehicles are considered abandoned when they are left for twenty-four (24) hours or longer within the limits of a highway, on property open to the public, or on private property without the property owner’s consent. This definition excludes instances when an owner or operator cannot remove a vehicle and has notified a law enforcement agency and requested assistance.

American Civil Libertues Union  - Violence Against Women: Housing website.

Select from the following questions about credit scores...

Unlike a standard homeowner's policy, flood insurance covers losses to your property caused by flooding. Some of the things a standard flood policy will cover include...

Si está buscando una hipoteca para comprar una casa o para refinanciar su préstamo, posiblemente vea o escuche anuncios que promocionan tasas o cuotas bajas. Ya sea que los vea en Internet, en la televisión o en el periódico, o que los reciba por fax o por correo, algunos de estos anuncios parecen provenir de una compañía hipotecaria o de una agencia gubernamental. Dondequiera que vea estos anuncios, recuerde que aunque las ofertas puedan parecer atractivas, algunas son terriblemente incompletas: no revelan los verdaderos términos del trato tal y como lo requiere la ley.

La Comisión Federal de Comercio (Federal Trade Commission, FTC) la agencia nacional de protección del consumidor, dice que al momento de buscar un préstamo para comprar una vivienda, es muy importante comprender todos los términos y condiciones del préstamo propuesto. Comience por analizar lo que se ofrece en el anuncio. Lea entrelineas y también aquello que salta a la vista...

A refugee or asylee is eligible to apply for lawful permanent resident status in the United States one year after being admitted to the U.S. as a refugee or being granted asylum. Please note that the requirements for adjustment to lawful permanent resident status vary depending on whether you are a refugee or asylee. If you are a refugee, you are required by law to apply for lawful permanent resident status one year after entering the U.S. in refugee status. If you are an asylee, you become eligible to apply for lawful permanent resident status one year after being granted asylum, but you are not required to apply for such status.  However, it may be in your best interest to do so.