Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report.
Select from the following questions about how to establish credit and to obtain a bank credit card...
A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases.
If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report.