Cómo Saldar sus Tarjetas de Crédito

Si usted ha llegado al límite de gasto con sus tarjetas de crédito y sus deudas lo están hundiendo cada vez más, es bastante probable que se sienta agobiado. ¿Cómo va a hacer para terminar de pagar su deuda? Ahora bien, imagínese que se entera que hay una compañía que le promete borrar su deuda pagando pocos centavos por cada dólar que debe. ¿Cierto que parece ser la respuesta a sus problemas?

Settling Your Credit Card Debts

If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you’re feeling overwhelmed. How are you ever going to pay it down? Now imagine hearing about a company that promises to erase your debt for pennies on the dollar. Sounds like the answer to your problems, right? The Federal Trade Commission (FTC), the nation’s consumer protection agency, says slow down, and consider all the steps that can get you out of the red without spending a whole lot of green.
Many...

Fiscal Fitness: Choosing a Credit Counselor

Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable
budget, let alone save money for retirement? If this sounds familiar, you may want to consider the
services of a credit counselor. Many credit counseling organizations are nonprofit and work with you
to solve your financial problems. But beware — just because an organization says it is “nonprofit”