Answers About Credit Card Disputes

Select from the following questions about credit card disputes, billing errors, and other credit dispute questions...

Cómo Saldar sus Tarjetas de Crédito

Si usted ha llegado al límite de gasto con sus tarjetas de crédito y sus deudas lo están hundiendo cada vez más, es bastante probable que se sienta agobiado. ¿Cómo va a hacer para terminar de pagar su deuda? Ahora bien, imagínese que se entera que hay una compañía que le promete borrar su deuda pagando pocos centavos por cada dólar que debe. ¿Cierto que parece ser la respuesta a sus problemas?

Settling Your Credit Card Debts

If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you’re feeling overwhelmed. How are you ever going to pay it down? Now imagine hearing about a company that promises to erase your debt for pennies on the dollar. Sounds like the answer to your problems, right? The Federal Trade Commission (FTC), the nation’s consumer protection agency, says slow down, and consider all the steps that can get you out of the red without spending a whole lot of green.
Many...

Using Credit Wisely After Bankruptcy

Ten Things to Think about Before Getting a New Credit Card . . .

Reparación de Crédito: Cómo Ayudarse a Sí Mismo

Usted ve los anuncios en los periódicos, en televisión y en Internet y también los escucha en la radio y recibe panfletos por correo. Y hasta es posible que reciba llamadas telefónicas para ofrecerle servicios de reparación de crédito. Todos dicen lo mismo...

Credit Repair: How to Help Yourself

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make the same claims...

The Truth About Credit Reports & Credit Repair Companies

WHAT SHOULD I LOOK FOR IN MY REPORT? You should look for the following possible problems...

5 Tips for Improving Your Credit Score

Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report. Under federal law, you can get a free report from each of the three national credit reporting companies every twelve months...

Fiscal Fitness: Choosing a Credit Counselor

Living paycheck to paycheck? Worried about debt collectors? Can’t seem to develop a workable
budget, let alone save money for retirement? If this sounds familiar, you may want to consider the
services of a credit counselor. Many credit counseling organizations are nonprofit and work with you
to solve your financial problems. But beware — just because an organization says it is “nonprofit”