Health Insurance

Many consumers have healthcare coverage from their employer. Others have medical care paid through a government program such as Medicare, Medicaid, or the Veterans Administration.

Long-Term Care: Is Private Insurance Right For You?

It’s a task that few of us look forward to: arranging for help to be there if, as senior citizens, we
are no longer able to care for ourselves. For 1.4 million seniors, that care comes in a nursing home
where most residents have their bills paid by the government through the Medicaid program. For
millions of others, that care comes from family members or paid providers, in homes or assisted living
facilities...

Spoghtlight on Long-Term Care Insurance: A Private Safety Net?

As they plan for the time when they may need long-term care, consumers are likely to face some difficult and uncomfortable questions. What would I do if I were no longer able to care for myself? Would someone in my family take care of me, or would I seek care elsewhere? And how would caregivers get paid?...

Medical Discount Plans: They’re Not Health Insurance

Affordable Health Care Plan,  Pre-existing conditions? No problem!  No Deductible or Co-pays,  Thousands of providers in our PPO network,  Discounts up to 60%

Claims like these in magazines, on television, or on the Internet may sound like they’re selling health insurance. Probably not. Most of the time, they’re pitching a medical discount plan, card, or program, and chances are, they’re aimed at people who are in the market for ways to reduce the cost of health care...

Beware Of Fraud When Buying Health Insurance

Buyer beware—Consumers some times think they are buying health insurance when in fact they are being sold a medical discount plan. They are not the same thing...

Is It Really Health Insurance? Making Sure You Get What You Pay For

Looking for health insurance? Make sure that’s what you’re buying, or you could find yourself on the hook for big medical bills with no way to pay them...