Like many people in their 70s, Howard “Hop” Symons retired to Florida. His move to Sanibel Island in 1990 was possible only because of Sanibel’s Below Market Rate Housing program, which provides subsidized rates to people who have limited incomes. Symons, a West Point graduate and veteran, lived happily and without incident in his one-bedroom apartment until October 2002, when he received a notice that a management committee had made a “unanimous decision not to reevaluate [him] for a new lease.

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