Credit Access
Answers About Credit Card Disputes
Select from the following questions about credit card disputes, billing errors, and other credit dispute questions...
Avoiding Credit and Charge Card Fraud
Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example,...
Can I Keep One Of My Credit Cards When I File For Bankruptcy?
It is not wise to try to keep a credit card when you file for bankruptcy , and always, always tell your attorney about all of your debt, including all of your credit cards...
Cómo Evitar el Fraude de Tarjetas de Crédito y Cargo
El fraude de tarjetas de crédito y tarjetas de cargo le cuesta a los titulares y emisores de las tarjetas cientos de millones de dólares por año. Si bien el robo es la forma más obvia de...
Cómo Saldar sus Tarjetas de Crédito
Si usted ha llegado al límite de gasto con sus tarjetas de crédito y sus deudas lo están hundiendo cada vez más, es bastante probable que se sienta agobiado. ¿Cómo va a hacer para terminar...
Consumer Complaints
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results, so you may be...
Credit Card and Debit Card Protections and Rights Factsheets
The National Consumer Law Center has created guides addressing your credit card and debit card protections and legal rights. For more information, please view the attached factsheets.
Credit Card Consumer Guide
As a consumer, it pays to be smart when choosing and using a credit card. This site--maintained by the Federal Reserve Board, whose goal is to protect the credit rights of consumers--provides a...
Credit Card Repayment Calculator
Welcome to the Federal Reserve’s Credit Card Repayment Calculator. Based on the information you provide, the calculator will give you an estimate of how long it will take you to...
Credit Cards After Bankruptcy
A common question is whether or not a debtor can keep a credit card after filing for bankruptcy protection and do I have to list the cards I want to keep. If you owe a balance at the time the...
Debt Elimination Fraud: Fraudulent Schemes to Eliminate Mortgage, Credit Card, or Small Business Debt
Fraudulent Debt Elimination Schemes...
Secured Credit Card Marketing Scams
NYONE CAN QUALIFY FOR A MAJOR CREDIT CARD! Separated? Divorced? Bankrupt? Widowed? BAD CREDIT? NO CREDIT? NO PROBLEM! Ads like this may appeal to you if you have a poor credit history or no...
Settling Your Credit Card Debts
If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you’re feeling overwhelmed. How are you ever going to pay it down? Now imagine hearing about a...
Using Credit Wisely After Bankruptcy
Ten Things to Think about Before Getting a New Credit Card . . .