Default and Delinquency - Federal Loans
The government’s collection powers and your options to deal with student loan problems depend on whether you are just delinquent with your payments or whether you are in default.
Student Loans, Co-signers and Undue Hardship
As a general rule, student loans are “non-dischargeable” debt, which means the debt will remain after a Chapter 7 or Chapter 13 bankruptcy.
Federal Student Aid Eligibility
Eligibility for federal student aid is based on financial need and on several other factors.
Applying for Federal Financial Aid
The Free Application for Federal Student Aid (FAFSA) is the form used by virtually all two- and four-year colleges, universities and career schools for the awarding of federal st
Funding Education Beyond High School, The Guide to Federal Student Aid. U.S. Department of Education.
Funding Education Beyond High School: The Guide to Federal Student Aid is a comprehensive resource on student financial aid from the U.S. Department of Education.
Student Loans: Avoiding Deceptive Offers
An education beyond high school is an investment in your future. It can be expensive and often requires you or your family to take out loans to help pay for it.
Campus-Based Aid
The Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study (FWS), and Federal Perkins Loan programs are called campus-based programs because they're administered directly
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Repayment of Federal Student Loans
After you graduate, leave school, or drop below half-time enrollment, you have a period of time before you have to begin repayment. This "grace period" will be...
Direct PLUS Loans for Parents
Parents of dependent students may apply for a Direct PLUS Loan to help pay their child's education expenses as long as certain eligibility requirements are met.