Understanding Student Loans
It is essential to know exactly what type of loan you have before you can fully understand your rights and responsibilities as a borrower.
HUD Guide to Avoiding Foreclosure
Whether you're in foreclosure now or worried about it in the future, we have information that can help...
High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages)
If you’re refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA).
Anuncios de Hipotecas Engañosos: Lo que Dicen y lo que Omiten (Deceptive Mortgage Ads: What They Say; What They Leave Out).
Si está buscando una hipoteca para comprar una casa o para refinanciar su préstamo, posiblemente vea o escuche anuncios que promocionan tasas o cuotas bajas.
Deceptive Mortgage Ads: What They Say; What They Leave Out
If you’re looking for a mortgage to buy a home or refinance an existing loan, you may see or hear ads with offers of low rates or payments.
Predatory Lending Practices
A Consumer’s Guide to Mortgage Refinancings
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage?
Reverse Mortgages: Are They for You?
If you are 62 or older, or about to reach that milestone, you may find yourself considering a reverse mortgage to add to your retirement income or meet health care or other financial needs.
Answers about Reverse Mortgages
Reverse mortgages provide income or a line of credit to homeowners who are 62 or older by allowing them to tap their home equity.
Reverse Mortgages
If you’re 62 or older and looking for money to finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses, you may be considering
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