It is essential to know exactly what type of loan you have before you can fully understand your rights and responsibilities as a borrower.
Whether you're in foreclosure now or worried about it in the future, we have information that can help...
If you’re refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA).
Si está buscando una hipoteca para comprar una casa o para refinanciar su préstamo, posiblemente vea o escuche anuncios que promocionan tasas o cuotas bajas.
If you’re looking for a mortgage to buy a home or refinance an existing loan, you may see or hear ads with offers of low rates or payments.
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage?
If you are 62 or older, or about to reach that milestone, you may find yourself considering a reverse mortgage to add to your retirement income or meet health care or other financial needs.
Reverse mortgages provide income or a line of credit to homeowners who are 62 or older by allowing them to tap their home equity.
If you’re 62 or older and looking for money to finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses, you may be considering