Avoiding Home Equity Scams
Washington, DC — You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home.
Washington, DC — You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home.
Si usted no paga su hipoteca en fecha o si paga un monto menor a su mensualidad, usted incurre en incumplimiento de pago de su préstamo.
If you don’t pay your mortgage on time or if your payment is for less than the amount that’s due, you’re in default on your loan. The consequences of default can be costly.
Cuando usted obtiene un préstamo hipotecario, es posible que piense que la entidad de préstamo conservará y administrará su préstamo hasta que termine de pagarlo o hasta que venda su casa.
When you get a mortgage, you may think that the lender will hold and service your loan until you pay it off or sell your home. That’s often not the case.
Con los préstamos hipotecarios a tasa ajustable (ARM, siglas en inglés) las tasas de interés cambian.
This website gives you an overview of ARMs, explains how ARMs work, and discusses some of the issues that you might face as a borrower...
The mortgage settlement process--sometimes called mortgage closing--can be confusing. A settlement may involve several interested parties and a variety of documents and fees.
Revise su plan de gastos mensuales (en Inglés) para calcular lo que usted puede pagar por una casa, incluyendo la hipoteca, impuestos sobre la propiedad, seguro, mantenimiento mensual y servicios
Review your monthly spending plan to estimate what you can afford to pay for a home, including the mortgage, property taxes, insurance, and monthly maintenance and utilities.