The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.
The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at you
For years, creditors have been using credit scoring systems to determine whether a consumer is a good risk for credit cards and auto loans.
Go to www.annualcreditreport.com. This is the only authorized online source for a free credit report.
A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases.