Idaho Legal Aid has implemented a Fair Lending/Fair Housing Legal Advice Line to address issues or questions about housing discrimination. The federal Fair Housing Act prohibits discrimination in the sale and rental of housing based on a person’s race, color, national origin, sex, religion, disability, or familial status (the presence of children under the age of 18). The Fair Lending/Fair Housing Legal Advice Line is funded by a Fair Housing Initiatives Program (FHIP) grant from the Department of Housing and Urban Development (HUD). In addition to a toll-free legal advice line, free public training opportunities and workshops are also available.
ILAS Fair Lending Project poster for the Fair Lending Advice Line. Available for printing and posting at your business.
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage?
Owning a home is part of the American dream. But high home prices may make the dream seem out of reach.
Washington, DC — You could lose your home and your money if you borrow from unscrupulous lenders who offer you a high-cost loan based on the equity you have in your home.
Si usted no paga su hipoteca en fecha o si paga un monto menor a su mensualidad, usted incurre en incumplimiento de pago de su préstamo.
If you don’t pay your mortgage on time or if your payment is for less than the amount that’s due, you’re in default on your loan. The consequences of default can be costly.
Cuando usted obtiene un préstamo hipotecario, es posible que piense que la entidad de préstamo conservará y administrará su préstamo hasta que termine de pagarlo o hasta que venda su casa.