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Be suspicious of anyone who offers you a “bargain loan” or “consolidation” loan, whether they send you an offer, call you on the phone, or come to your door. Don’t rely on salespeople who promiseeasy credit. Be suspicious of anyone who contacts you first...
No se fíe de cualquiera que le ofrezca un "crédito que es una ganga" o un préstamo de "consolidación", aunque lo avisen por correo, por teléfono o llamando a la puerta de casa. No se fíe de los vendedores que prometen un crédito fácil. Sospeche de quien se adelante a contactarcon usted....
Equity-rich, cash poor elderly homeowners are an attractive target for unscrupulous mortgage lenders. Many elderly homeowners are on fixed or limited incomes, yet need access to credit to pay for home repairs, medical care, property or municipal taxes, and other expenses. The equity they have amassed in their home may be their primary or only financial asset. Predatory lenders seek to capitalize on elders’ need for cash by offering “easy” credit and loans packed with high interest rates, excessive fees and costs, credit insurance, balloon payments and other outrageous terms...
Whether you're in foreclosure now or worried about it in the future, we have information that can help.
This section offers clear English definitions of common legal terms used in the Legal Library. We would like to thank the Maryland's People Law Library and Arkansas Legal Services for much of the following content.
The government’s collection powers and your options to deal with student loan problems depend on whether you are just delinquent with your payments or whether you are in default. You are in default on most student loans if you fail to make payments for nine months. The entire loan balance becomes due once you default...
The United States Trustee Program is prohibited from providing legal advice to private individuals. These questions and answers relate to general circumstances involving bankruptcy.
The FAQs are separated into the following major areas of interest:
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Stateside Legal is the first national website focused on common legal problems facing veterans and military families.
The website includes information on legal issues related to:
November 19, 2010
Washington, DC -- The Legal Services Corporation (LSC) today announced the launch of StatesideLegal.org, the first national website focused on common legal problems of veterans and military families, and the start of an awareness campaign involving community-based Vet Centers and local legal aid offices.
Many collection lawsuits are brought by companies called Debt Buyers. Debt Buyers pay money to other companies for the right to collect money owed to those companies. For example, you might owe $3,000 on a store credit card. After a while, the store may decide to sell the debt to a Debt Buyer for a few hundred dollars, instead of trying to collect it. Then the Debt Buyer will try to collect from you...
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