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Service Counties: Benewah, Bonner, Boundary, Kootenai, and Shoshone
Community Debts
Community debts are debts incurred during your marriage by you or your spouse that are not separate debts. Generally, separate debts are debts you had before you got married, bills you owe for improving or maintaining your separate property, or debts you acquire solely in your own name. (Most debts acquired during marriage are community debts.)
If you have a fair housing issue or a predatory lending question, the following resources are available:
U.S. Department of Housing and Urban Development (HUD) 1-800-669-9777, or (TDD) 1-800-927-9275, or on the web at www.hud.gov
Intermountain Fair Housing Council (208) 383-0695 in Boise calling area, or statewide toll-free 1-800-717-0695
Before you buy a home, attend a home ownership education course offered by the United States Department of Housing and Urban Development (HUD)-approved, non-profit counseling agencies.
Interview several real estate professionals (agents), and ask for and check references before you select one to help you buy or sell a home.
Get information about the prices of other homes in the neighborhood. Do not be fooled into paying too much.
The attached guide details the process of determining interests in real property (real estate and land) between an unmarried couple, where each person's name is on the deed, and the couple is now separating or separated.
Please view the attached Intimate Partner Violence Facts Infographic for more information. This infographic was created by Charity Smith.
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