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We plan for many important events in life. We plan for retirement, a wedding, vacations, and for a child’s education. Sadly, the health choices that are made at the end of life are seldom planned and many times they are made for us. Decisions are put off and desires are not expressed because it is difficult to contemplate or discuss death.
The age of majority is a term used to describe when a child becomes an adult in the eyes of the law, which for many things is 18 years old. This website describes some of what you are able to do now that you are 18.
Remember: turning 18 does not mean you have all the rights and privileges of an adult – some came earlier and some will come later. For example, in Idaho you were able to get a provisional driver’s license when you turned 15, but you can’t buy or consume alcohol until you turn 21.
For the basics on understanding foreclsoure, visit: https://www.usa.gov/foreclosure
The Making Home Affordable (MHA) program provides help, including free counselors for advice and assistance with keeping you in your home or getting out safely. Visit the MHA website to learn what options you have and what you need to prepare. MHA has a hotline you can call anytime: 1-888-995-HOPE (tel:18889954673) or TTY 1-877-304-9709.
The Consumer Financial Protection Bureau created a "Shopping for Your Home Loan" guide for persons looking to buy home. This guide includes tips and advice before you purchase a home or settle on a home loan company.
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