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If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, watch this video to learn what you can do. Learn about one of your key defenses. Determine if you were served papers properly.
If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can do.
What is expungement?
Expungement means the sealing, removal, or destruction of records related to a past criminal case.
What is an expungement?
An expungement is the sealing, removal, or destruction of records related to a past criminal case.
What records can be expunged?
Under Idaho law, most convictions, charges, or arrests from when you were under age 18 can qualify for expungement. However, certain more serious crimes cannot be expunged, such as: murder, voluntary manslaughter, rape, arson, aggravated battery, drug trafficking, or injury to a child.
The National Association of Consumer Advocates has created a series of videos providing information to consumers who are being sued on a debt. You can access those videos here:
https://www.consumeradvocates.org/for-consumers/debt-collection
Please use the link below to view an all-encompassing Internet Safety Guide for Seniors, which includes information on how to protect your computer, avoid common scams, how to recognize legitimate websites, and how to safely purchase items and use online banking and social media. This guide also includes information on what to do if your data has been breached.
This brochure provides information on different ways to manage decision-making as we age.
The Aging Safely website provides information regarding elder abuse and legal support, free online legal financial forms, and personal and internet safety forms.
For more information, please visit: https://agingsafely.us/.
Ageing Safely has developed the following three forms to help with consumer law issues or issues dealing with money and debt:
Letter to a creditor to request debt forgiveness when a bill is owed
Letter to a creditor to dispute a charge from a bank or company
Letter to a credit bureau to dispute an item on a credit report
Please visit Ageing Safely's website for links to these interactive forms: https://agingsafely.us/free-forms/.
This guide goes through the general process of a civil lawsuit in Idaho.
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