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If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can do.
This video explores the questions many of us may have about Medicaid and how it can help pay for long term care costs. If you are unsure about how Medicaid works, what it can cover, who can qualify, or similar questions, this video may benefit you.
The National Association of Consumer Advocates has created a series of videos providing information to consumers who are being sued on a debt. You can access those videos here:
https://www.consumeradvocates.org/for-consumers/debt-collection
This guide goes through the general process of a civil lawsuit in Idaho.
The Federal Trade Commission, the government body that enforces the Fair Debt Collection Practices Act (FDCPA), has compiled a list of Frequently Asked Questions (FAQs) regarding Debt Collection. Some of the questions answered include:
If you need help with an SSI or SSDI overpayment issue, you can complete a form asking Social Security to waive repayment or lower the rate of repayment of the overpayment. For more information and a self-guided tool, please visit the Suffolk Lit Lab's website here:
https://apps.suffolklitlab.org/run/ssioverpayment/#/1
The Suffolk Lit Lab has developed a form to help people on SSI or SSDI create a letter to report changes to Social Security that might affect their benefits and to avoid any possible overpayments. For more information, visit their website here: https://apps.suffolklitlab.org/run/ssareportchangesletter/#/1
Below are guided online modules in English and Spanish that describe medical savings benefits that may be available to you in addition to medicaid or medicare benefits. For more information, please view the modules below.
The Idaho Department of Health and Welfare has created a Medicaid Protection FAQs page on their website to explain Medicaid dis-enrollments and how you can protect your access to Medicaid benefits. For more information on how to protect your Medicaid access, please see their Frequently Asked Questions page here: https://healthandwelfare.idaho.gov/medicaidprotection.
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