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Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the borrower in return for the extra costs. In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.
WHAT IS SSI?
WHAT IS SSI?
SSI stands for Supplemental Security Income. Social Security administers this program. We pay monthly benefits to people with limited income and resources who are disabled, blind, or age 65 or older. Blind or disabled children, as well as adults, can get SSI.
For more information about eligibility, how to apply, overpayment and appeals, go to the SSA website.
The purpose of Understanding SSI is to inform beneficiaries, potential beneficiaries, advocates and others in interested agencies and organizations about Supplemental Security Income (SSI) eligibility requirements and processes.
Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.
HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. This page allows you to select a list of agencies for each state below. You may search more specifically for a reverse mortgage counselor or if you are facing foreclosure, search for a foreclosure avoidance counselor.
Idaho Legal Aid Services puede ofrecerle servicios a propietarios de casa quienes están pasando por
problemas de ejecución de casa. Este programa no es disponible para inquilinos. No podemos aceptar
clientes donde se ha entablado procedimientos de ejecución judicial o si han entablado documentos en el
tribunal ( corte )...
QUE ES SSI?
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