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The Center for Responsible Lending has created a list of five "Signs of Predatory Auto Finance Loans" that you may view below or view on their webpage: https://www.responsiblelending.org/issues/signs-predatory-auto-finance.
Signs of Predatory Auto Finance Loans
Don't get into car trouble: Learn to spot predatory auto finance loans.
The Center for Responsible Lending has created the following "8 Signs of Predatory Mortgage Lending", which you may find below or on their website: https://www.responsiblelending.org/issues/8-signs-predatory-mortgage.
This guide goes through the general process of a civil lawsuit in Idaho.
In Idaho, investor-owned utilities providing basic services such as electricity, gas, water and telecommunications services must follow rules that protect consumers. The rules are established and enforced by the Idaho Public Utilities Commission (IPUC). The IPUC is a state agency charged with regulating investor-owned utilities. (City-owned or cooperative utilities are not regulated by the IPUC). The rules say when a utility can and cannot disconnect service to a customer.
Attached is a What to Do If Your Landlord Shuts Off Your Utility Service(s) Guide created by Idaho Legal Aid Services, Inc.
This guide provides information on your rights in this situation and the steps you can take to get your utility service turned back on as quickly as possible.
Under the Fair Housing Act, housing providers are required to allow changes to the structure of their rental, when such a change is reasonable and is necessary to allow a person with a disability the full use and enjoyment of the premises. Examples of reasonable modifications include ramps, grab bars, push door handles, or lowering the entry threshold of a unit. Reasonable modification costs are typically paid by the tenant, but public housing agencies and federally-assisted housing providers are required to pay for reasonable modifications.
Idaho Legal Aid Services, Inc. has created a "Normal Wear and Tear" Guide for tenants who want to understand their rights and obligations related to caring for the rental unit and "normal wear and tear" under Idaho law and security deposit and damages issues.
The Consumer Financial Protection Bureau (CFPB) created a new tool that allows renters and landlords to find rental assistance programs in their area.
To use this tool, please visit: www.consumerfinance.gov/renthelp
Do you know what a place of public accommodation is? Did you know that places of public accommodation must be accessible to persons with disabilities?
To learn more, please view our Public Accommodations Guide, which covers state and federal protections for persons with disabilities in places of public accommodation.
The Federal Deposit Insurance Corporation has created a guide on how to recognize and protect yourself from mortgage rescue scams. Please see the attached for more information.
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