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Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.
We currently have forms for a Parental Power of Attorney, a Living Will and Durable Power of Attorney for Health Care, a Power of Attorney for Financial Affairs, a Power of Attorney Revocation Form, and a Demand for Accounting by Agent Letter.
Powers of Attorney and Advanced Directives - Templates
Please use the attached template to create a Living Will and Durable Power of Attorney for Health Care.
Durable Power of Attorney for Financial Affairs
Use the attached template to create a power of attorney to delegate your financial decisions to another if you become unable to manage your own financial decisions.
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the borrower in return for the extra costs. In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.
A pension plan is an agreement between an employee, their employer and, for some jobs, the union. Sometimes, the employer contributes and sometimes the employee does as well. Employers are not required to have pension plans. A federal law, the Employee Retirement Income Security Act of 1974 (ERISA), sets the standards for private pensions. It also provides guaranteed pensions in some cases.
We plan for many important events in life. We plan for retirement, a wedding, vacations, and for a child’s education. Sadly, the health choices that are made at the end of life are seldom planned and many times they are made for us. Decisions are put off and desires are not expressed because it is difficult to contemplate or discuss death. There are many things to plan for at the end of life. Transfer of property and the well being of a spouse or child are all issues to be considered and planned for.
An interactive form is available for free to seniors and low income individuals seeking a Living Will and Durable Power of Attorney for Health Care. You can easily complete the form by answering a few simple questions.
Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.
Aunque haya un contrato por escrito o no, si hay un contrato entre el inquilino y el dueño. Si hay un contrato por escrito, el contrato gobernara como el dueño y el inquilino deberán actuar durante la tenencia, a menos que el contrato sea contrario a la ley o política publica. Si el dueño o el inquilino tienen preguntas sobre sus derechos o sus deberes, ellos deberían primero ver el contrato de arrendamiento para la respuesta, entonces ponerse en contacto con un abogado si tienen preguntas...
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