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This brochure provides information on different ways to manage decision-making as we age.
The Aging Safely website provides information regarding elder abuse and legal support, free online legal financial forms, and personal and internet safety forms.
For more information, please visit: https://agingsafely.us/.
Ageing Safely has developed the following three forms to help with consumer law issues or issues dealing with money and debt:
Letter to a creditor to request debt forgiveness when a bill is owed
Letter to a creditor to dispute a charge from a bank or company
Letter to a credit bureau to dispute an item on a credit report
Please visit Ageing Safely's website for links to these interactive forms: https://agingsafely.us/free-forms/.
For more information regarding Idaho's coronavirus pandemic, please visit the State of Idaho's webpage devoted to coronavirus information, such as the numbers in Idaho, a transmission risk level map, and what stage of the Stay Healthy Order Idaho is currently in: Idaho Coronavirus.
In Idaho, investor-owned utilities providing basic services such as electricity, gas, water and telecommunications services must follow rules that protect consumers. The rules are established and enforced by the Idaho Public Utilities Commission (IPUC). The IPUC is a state agency charged with regulating investor-owned utilities. (City-owned or cooperative utilities are not regulated by the IPUC). The rules say when a utility can and cannot disconnect service to a customer.
The attached guide details the process of determining interests in real property (real estate and land) between an unmarried couple, where each person's name is on the deed, and the couple is now separating or separated.
The U.S. Department of Housing and Urban Development (HUD) has created a webpage for resources for renters during the Coronavirus pandemic. It includes information on rental assistance, tips on communicating with your landlord, Center for Disease Control Eviction Moratorium Order, and information regarding mortgages.
Please visit this webpage for more information: https://www.hud.gov/coronavirus/renters
HUD has updated its Eviction Prevention and Stability Toolkit, which includes brochures on public housing authorities, non-payment of rent evictions, housing choice vouchers, repayment agreement guidance, a fact sheet for tenants who have accrued back rent, and the Treasury's Emergency Rental Assistance Program.
Please view the attached Toolkit for further information and click on any buttons that say "click here" to view the brochures or fact sheets.
The National Consumer Law Center, Inc. has created a free chapter on Homeowner Rights During the Covid-19 Pandemic. This Chapter covers issues such as Fannie Mae, Freddie Mac, Federal Housing Agency (FHA), VA, and USDA mortgage loans, state-based pandemic-related relief, portfolio and private label securities, and foreclosures.
This Chapter is accessible for free here: https://library.nclc.org/free-access-new-chapter-homeowner-rights-during-covid-pandemic.
The Consumer Finance Protection Bureau has created a Guide to Managing Another Person's Finances that may be useful to those who have a Financial Power of Attorney for another or act as a guardian or conservator for another person: https://www.consumerfinance.gov/consumer-tools/managing-someone-elses-money/.
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