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Attached is a What to Do If Your Landlord Shuts Off Your Utility Service(s) Guide created by Idaho Legal Aid Services, Inc.
This guide provides information on your rights in this situation and the steps you can take to get your utility service turned back on as quickly as possible.
HUD has updated its Eviction Prevention and Stability Toolkit, which includes brochures on public housing authorities, non-payment of rent evictions, housing choice vouchers, repayment agreement guidance, a fact sheet for tenants who have accrued back rent, and the Treasury's Emergency Rental Assistance Program.
Please view the attached Toolkit for further information and click on any buttons that say "click here" to view the brochures or fact sheets.
The National Consumer Law Center, Inc. has created a free chapter on Homeowner Rights During the Covid-19 Pandemic. This Chapter covers issues such as Fannie Mae, Freddie Mac, Federal Housing Agency (FHA), VA, and USDA mortgage loans, state-based pandemic-related relief, portfolio and private label securities, and foreclosures.
This Chapter is accessible for free here: https://library.nclc.org/free-access-new-chapter-homeowner-rights-during-covid-pandemic.
Please find attached a template letter that you can use to request information from your mortgage servicer for information regarding escrow accounts if your mortgage loan is currently in forebearance.
The Consumer Financial Protection Bureau (CFPB) created a new tool that allows renters and landlords to find rental assistance programs in their area.
To use this tool, please visit: www.consumerfinance.gov/renthelp
This guide was created by Idaho Legal Aid Services to inform tenants of the court process for a non-payment of rent eviction (unlawful detainer) case in Idaho and common defenses a tenant may raise in this type of eviction (unlawful detainer) case.
For the basics on understanding foreclsoure, visit: https://www.usa.gov/foreclosure
The Making Home Affordable (MHA) program provides help, including free counselors for advice and assistance with keeping you in your home or getting out safely. Visit the MHA website to learn what options you have and what you need to prepare. MHA has a hotline you can call anytime: 1-888-995-HOPE (tel:18889954673) or TTY 1-877-304-9709.
Please find attached a guide for persons who have experienced foreclosure and next steps toward rebuilding your credit and stability. This guide was developed by Michigan State University.
The Federal Reserve Banks of Atlanta and San Francisco created A Resource Guide for Foreclosure Recovery to help persons undergoing foreclosure prepare for the recovery process.
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