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A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the borrower in return for the extra costs. In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.
Idaho Legal Aid Services, Inc. has created a Civil Protection Order Guide to help you understand who may file for a civil protection order, what circumstances and situations allow one to file for a civil protection order, and what relationships, if any, are required between the person filing for a civil protection order and the person the civil protection order is against. This guide also includes information on how to file for a civil protection order, what hearings take place, how to prepare for these hearings, and resources available to Idahoans.
There are many decisions to be made every day in life, even late in life. This is called life-time planning. Some of these decisions are of a financial nature, while others are of a personal nature, and still others are health-related.
Financial decisions might include whether or not to have a joint bank account, how to go about paying bills and arranging finances, and drafting and maintaining legal papers.
Personal decisions might include making funeral plans or burial arrangements, choosing where to live, and fulfilling spiritual or religious preferences.
The federal Railroad Retirement Board handles this benefit program for eligible workers and their families.
General Eligibility
Like Social Security, Railroad Retirement benefits are based on months of service and earnings credits. Employees of railroads engaged in interstate commerce, some related industries, railway associations, and national railway labor organizations qualify for Railroad Retirement after 10 years of credited work.
This is a State program that offers a state supplement to SSI of up to $52 per month in 2003 to individuals who qualify for SSI or who would qualify, but for slightly higher income.
For The Payment of Hospital and Medical Necessities and Other Necessities for Low Income People
What is County Assistance?
Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.
HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. This page allows you to select a list of agencies for each state below. You may search more specifically for a reverse mortgage counselor or if you are facing foreclosure, search for a foreclosure avoidance counselor.
Idaho Legal Aid Services puede ofrecerle servicios a propietarios de casa quienes están pasando por
problemas de ejecución de casa. Este programa no es disponible para inquilinos. No podemos aceptar
clientes donde se ha entablado procedimientos de ejecución judicial o si han entablado documentos en el
tribunal ( corte )...
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