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This guide was created by Idaho Legal Aid Services, Inc. to provide general information regarding community property and separate property in a divorce and how the court divides property.
If you are in need of specific legal advice, please consult with an attorney.
The National Consumer Law Center, Inc. has created a free chapter on Homeowner Rights During the Covid-19 Pandemic. This Chapter covers issues such as Fannie Mae, Freddie Mac, Federal Housing Agency (FHA), VA, and USDA mortgage loans, state-based pandemic-related relief, portfolio and private label securities, and foreclosures.
This Chapter is accessible for free here: https://library.nclc.org/free-access-new-chapter-homeowner-rights-during-covid-pandemic.
Please find attached a template letter that you can use to request information from your mortgage servicer for information regarding escrow accounts if your mortgage loan is currently in forebearance.
This guide was created by Idaho Legal Aid Services, Inc. to explain housing rights and protections a domestic violence survivor has under federal and state law.
For more information, please see the guide below.
For the basics on understanding foreclsoure, visit: https://www.usa.gov/foreclosure
The Making Home Affordable (MHA) program provides help, including free counselors for advice and assistance with keeping you in your home or getting out safely. Visit the MHA website to learn what options you have and what you need to prepare. MHA has a hotline you can call anytime: 1-888-995-HOPE (tel:18889954673) or TTY 1-877-304-9709.
Please find attached a guide for persons who have experienced foreclosure and next steps toward rebuilding your credit and stability. This guide was developed by Michigan State University.
The Federal Reserve Banks of Atlanta and San Francisco created A Resource Guide for Foreclosure Recovery to help persons undergoing foreclosure prepare for the recovery process.
The Consumer Financial Protection Bureau created a "Shopping for Your Home Loan" guide for persons looking to buy home. This guide includes tips and advice before you purchase a home or settle on a home loan company.
If you are a facing a divorce and you are not sure how community debt will be determined or divided in your case, please view Idaho Legal AId Service's Community Debt Guide below.
Attached is a Word.doc template for a Motion for Temporary Orders for temporary custody, visitation, and/or support in a pending family law matter. You may use this template to draft your own motion.
Please review the advice and additional documents needed for this motion in the Temporary Orders Packet, created by Idaho Legal Aid Services, the Idaho Law Foundation, and the Women's and Children's Alliance, attached.
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