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Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the borrower in return for the extra costs. In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.
The Wage and Hour Section of the Idaho Department of Labor is responsible for administering Idaho's minimum wage law, wage payment law, and farm labor contractor licensing law.
Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.
American Civil Liberties Union - Violence Against Women: Housing website contains information regarding fair housing for survivors of domestic violence.
Title 55, Chapter 20 - Idaho Mobile Home Park Landlord-Tenant Act: https://legislature.idaho.gov/statutesrules/idstat/title55/t55ch20/
Use this template to create a notice for the landlord of the organization of a tenants' or homeowners' association without the names of the association's officers.
Key Benefits of Purchasing your Community:
Ability to stabilize rent
Control of the area itself
Security – mitigate the threat of eviction
Improved sense of community
PURCHASE METHOD – 501C3 Affordable Housing Provider/Housing Authority
CHARACTERISTICS
The Violence Against Women Act: A Housing Toolkit for Advocates
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