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Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.
Stateside Legal is the first national website focused on common legal problems facing veterans and military families.
The website includes information on legal issues related to:
Idaho Legal Aid Services Fair Lending Project:How to Escalate Your Case
File a Complaint against the Bank at:
https://appsec.helpwithmybank.gov/olcc_form/
When You File a Bank Complaint On-line:
Idaho Legal Aid Services Fair Lending: Predatory Lending Abuses Brochure.
ILAS Fair Lending Project poster, which identifies some common warning signs of predatory lending, is available for printing and posting at your business.
This chart by the National Consumer Law Center (NCLC) provides a summary of relief options available for borrowers facing a COVID-19 related hardship. The options that a borrower has depends on the loan investor. For loans it covers, Section 4022 of the Coronavirus Aid, Relief, and. Economic Security (CARES) Act requires forbearance for borrowers with COVID-19 hardships and some investors have expanded on those provisions.
The Idaho Military Legal Alliance is an organization that works to increase access to pro bono legal services for Idaho’s military population. IMLA objectives include coordinating services of IMLA partners, providing continuing legal education on military legal issues, supporting military legal clinics in all parts of Idaho, and recruiting pro bono attorneys to help Idaho’s military population.
Below is a list of programs for homeless veterans in Idaho:
Ada County Programs
The Idaho Division of Veterans Services operates three Veterans Homes in Boise, Lewiston and Pocatello. All three homes share a common goal of providing responsive medical and supportive care to veterans who can no longer provide for themselves. The quality of life for veterans is their primary focus and we provide an environment that supports privacy, independence, comfort and security, while meeting social needs.
Recent military service and medical records are not online. However, most veterans and their next of kin can obtain free copies of their DD Form 214 (Report of Separation) and the following military service records: Official Military Personnel File (OMPF); Replacement Medals; Medical and Health Records; Burials and Emergency Requests; and Natural Disaster Requests.
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