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A pension plan is an agreement between an employee, their employer and, for some jobs, the union. Sometimes, the employer contributes and sometimes the employee does as well. Employers are not required to have pension plans. A federal law, the Employee Retirement Income Security Act of 1974 (ERISA), sets the standards for private pensions. It also provides guaranteed pensions in some cases.
The federal Railroad Retirement Board handles this benefit program for eligible workers and their families.
General Eligibility
Like Social Security, Railroad Retirement benefits are based on months of service and earnings credits. Employees of railroads engaged in interstate commerce, some related industries, railway associations, and national railway labor organizations qualify for Railroad Retirement after 10 years of credited work.
This pamphlet is a brief summary of the rules adopted by the Idaho Public Utilities Commission (PUC) concerning electric, natural gas, and water termination practices. The rules apply to all residential customers of investor-owned utilities in Idaho under the jurisdiction of the PUC such as Idaho Power, Avista Utilities, Intermountain Gas, Utah Power & Light, Pacific Power & Light, Citizens Utility, and United Water.
These rules do not apply to cooperative utilities or municipally owned utilities.
A permanent resident is someone who has been granted authorization to live and work in the United States on a permanent basis. As proof of that status, a person is granted a permanent resident card, commonly called a "green card." You can become a permanent resident several different ways. Most individuals are sponsored by a family member or employer in the United States. Other individuals may become permanent residents through refugee or asylee status or other humanitarian programs. In some cases, you may be eligible to file for yourself.
In 1977, the Idaho Legislature passed a law which gives tenants a method of forcing landlords to make repairs. This pamphlet describes the law and gives some hints on how to use the law. We recommend you go through the following steps in this brochure if you have previously notified the landlord of the need for repairs and they have not been made.
En 1977, la legislatura de Idaho pasó una ley que le da al inquilino un método de forzar a los dueños a hacer reparaciones. Este folleto describe la ley y da algunas ideas en como usar la ley. Le recomendamos que usted siga los pasos siguientes si usted anteriormente le ha notificado al dueño de la necesidad de reparaciones y no han sido hechas...
Cómo ahorrar al preparar la decla rac ión de impuestos Estas son algunas formas de no tener que sacar un préstamo sobre el reembolso de impuestos anticipado y además ahorrar dinero cuando prepara la declaración...
Providing the information below will allow you to calculate how much you can afford to spend on a home. However, many additional factors play a part in the loan qualification process.
The mortgage settlement process--sometimes called mortgage closing--can be confusing. A settlement may involve several interested parties and a variety of documents and fees. This guide helps you understand the steps involved in the settlement process. Although the focus here is on settlements for home purchases, much of the guidance will also apply if you refinance a mortgage...
This website gives you an overview of ARMs, explains how ARMs work, and discusses some of the issues that you might face as a borrower...
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