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Refinancing is a process in which you pay off one or more existing debts with a new home loan. If you have perfect credit, refinancing is sometimes a good way to obtain a lower interest rate or to convert a variable rate loan to a fixed rate. However, if you are in the midst of financial difficulties, if you have too much debt, or if you have bad credit, refinancing is loaded with pitfalls. We recommend that you be very careful whenrefinancing debts. Many refinancing loans hurt consumer. Here are twelve things to consider before refinancing...
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.
El proceso de la Orden de Protección
Los tribunales (las cortes) de Idaho pueden ayudarle a una víctima de violencia doméstica a través de las ordenes de protección cuales restringen o prohíben el contacto entre la víctima del abuso y el abusador. Código de Idaho Sección 39-6301 et. seq. La violencia doméstica incluye herida fisica, abuso sexual, encarcelamiento forzado o la amenaza de lo mismo.
Updated 2019
Updated July 2019
The document below was issued by the Idaho Department of Health and Welfare on May 1, 2020. It contains information on plans all agricultural employers should have in place to mitigate the risk of spreading COVID-19.
In Idaho, investor-owned utilities providing basic services such as electricity, gas, water and telecommunications services must follow rules that protect consumers. The rules are established and enforced by the Idaho Public Utilities Commission (IPUC). The IPUC is a state agency charged with regulating investor-owned utilities. (City-owned or cooperative utilities are not regulated by the IPUC). The rules say when a utility can and cannot disconnect service to a customer.
Attached is a What to Do If Your Landlord Shuts Off Your Utility Service(s) Guide created by Idaho Legal Aid Services, Inc.
This guide provides information on your rights in this situation and the steps you can take to get your utility service turned back on as quickly as possible.
For an explanation of Idaho's crisis standards of care in Spanish, please visit this website: https://www.idahostatesman.com/noticias-en-espanol/article254285843.html.
Are you an immigrant family that has been denied Food Stamps or Medicaid because Health and Welfare asked you about the income and resources of your immigration sponsor?
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