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Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.
This guide was created by Idaho Legal Aid Services to inform tenants of the court process for a non-payment of rent eviction (unlawful detainer) case in Idaho and common defenses a tenant may raise in this type of eviction (unlawful detainer) case.
The Consumer Financial Protection Bureau created a "Shopping for Your Home Loan" guide for persons looking to buy home. This guide includes tips and advice before you purchase a home or settle on a home loan company.
The Federal Deposit Insurance Corporation has created a guide on how to recognize and protect yourself from mortgage rescue scams. Please see the attached for more information.
Persons who want to apply for Supplemental Security Income (SSI) can use an online tool that was just released by the Social Security Administration. Applicants and individuals assisting applicants can use this tool to request an appointment to apply for SSI benefits. The request establishes a protective filing date that will be used as the application date, so long as the individual submits an SSI application within 60 days.
The Idaho Stateman recently posted an article related to Latinx housing evictions in Ketchum, ID. For more information, please click on the English or Spanish version of the article below:
English: https://www.idahostatesman.com/news/northwest/idaho/article260975832.html
Espanol: https://www.idahostatesman.com/news/northwest/idaho/article261074857.html
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