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If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you’re feeling overwhelmed. How are you ever going to pay it down? Now imagine hearing about a company that promises to erase your debt for pennies on the dollar. Sounds like the answer to your problems, right?
The Federal Trade Commission (FTC), the nation’s consumer protection agency, says slow down, and consider all the steps that can get you out of the red without spending a whole lot of green.
If you’re 62 or older and looking for money to finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses, you may be considering a reverse mortgage. It’s a product that allows you to convert part of the equity in your home into cash without having to sell your home or take on additional monthly bills...
Are you considering a reverse mortgage? Better look before you leap. While a reverse mortgage could put money in your hands, the transaction is likely to be quite confusing. A reverse mortgage deal could also put a lot of your money in someone else’s pocket. Still, if you are a senior and a home owner and short of cash to make ends meet, a reverse mortgage can be a lifesaver. That’s because a reverse mortgage taps your home equity – that’s the market value of your house minus the outstanding balance on any existing mortgages – for cash.
Stateside Legal is the first national website focused on common legal problems facing veterans and military families.
The website includes information on legal issues related to:
Five Different Sample Letters to Send Debt Collectors
Wondering how to respond to a debt collector?
The Consumer Financial Protection Bureau created the following sample letters to help if you:
The Idaho Military Legal Alliance is an organization that works to increase access to pro bono legal services for Idaho’s military population. IMLA objectives include coordinating services of IMLA partners, providing continuing legal education on military legal issues, supporting military legal clinics in all parts of Idaho, and recruiting pro bono attorneys to help Idaho’s military population.
Below is a list of programs for homeless veterans in Idaho:
Ada County Programs
The Idaho Division of Veterans Services operates three Veterans Homes in Boise, Lewiston and Pocatello. All three homes share a common goal of providing responsive medical and supportive care to veterans who can no longer provide for themselves. The quality of life for veterans is their primary focus and we provide an environment that supports privacy, independence, comfort and security, while meeting social needs.
Recent military service and medical records are not online. However, most veterans and their next of kin can obtain free copies of their DD Form 214 (Report of Separation) and the following military service records: Official Military Personnel File (OMPF); Replacement Medals; Medical and Health Records; Burials and Emergency Requests; and Natural Disaster Requests.
For U.S. veterans, the U.S. Department of Veterans Affairs has created a GI Bill Comparison Tool to help veterans learn about educational options and compare benefits by school.
To use this tool, please visit the GI Bill Comparison Tool webpage at: https://www.va.gov/gi-bill-comparison-tool.
[This page was last reviewed and updated on: 8/24/2020.]
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