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Below are modules (guided informational programs) related to legal issues surrounding caregiving and caregivers in Idaho in English and Spanish.
https://www.idaholegalaid.org/files/html/caregiver-training-module-legal-considerations
Below is a module (a guided informational program) related to Medicaid Long-term Care issues and planning. This module/guide is available in English and Spanish.
https://www.idaholegalaid.org/files/html/medicaid-and-long-term-care
Student loans are difficult, but not impossible, to discharge in bankruptcy. To do so, you must show that payment of the debt “will impose an undue hardship on you and your dependents.”
As with most legal questions, the answer is fact specific. The instant a bankruptcy case is filed, your creditors are prohibited by law from contacting you, attempting to collect a debt and yes, they are also prohibited from foreclosing on your home. Even if your home is scheduled to be sold at foreclosure tomorrow and you file bankruptcy today, an injunction called the automatic stay will temporarily sheild you from creditors, forcing your lender to immediately cease and desist with foreclosing.
The government’s collection powers and your options to deal with student loan problems depend on whether you are just delinquent with your payments or whether you are in default. You are in default on most student loans if you fail to make payments for nine months. The entire loan balance becomes due once you default...
To equip assisted living and nursing facility staff with the know-how to prevent and spot the warning signs of elder financial abuse, the Consumer Financial Protection Bureau offers a guide to protecting residents from financial exploitation.
This video explores the questions many of us may have about Medicaid and how it can help pay for long term care costs. If you are unsure about how Medicaid works, what it can cover, who can qualify, or similar questions, this video may benefit you.
Please find attached a template letter that you can use to request information from your mortgage servicer for information regarding escrow accounts if your mortgage loan is currently in forebearance.
The Idaho Caregiver Alliance has developed a Caregiver Navigator Tool for unpaid family caregivers of adults or children which provides an assessment of your needs and resources to assist caregivers, such as help developing a care plan.
To take the Caregiver Screening to assess your needs or to find out more information, please visit: https://caregivernavigator.org/
This brochure was created by Idaho Legal Aid Services, Inc. and advises seniors and their caregivers on available resources for caregivers, both legal and non-legal.
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