Housing

The Idaho Stateman recently posted an article related to Latinx housing evictions in Ketchum, ID. For more information, please click on the English or Spanish version of the article below: English: https://www.idahostatesman.com/news/northwest/idaho/article260975832.html Espanol: https://www.idahostatesman.com/news/northwest/idaho/article261074857.html

Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home  in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.

This guide was created by Idaho Legal Aid Services to inform tenants of the court process for a non-payment of rent eviction (unlawful detainer) case in Idaho and common defenses a tenant may raise in this type of eviction (unlawful detainer) case.

Este folleto es un resumen breve de las reglas adoptadas por la Comisión de Servicios Públicos de Idaho (Idaho Public Utilities Commission) (PUC por sus siglas en Ingles) en referencia a prácticas de terminación de servicios eléctricos, gas natural, y del agua. Las reglas aplica a todos los consumidores residenciales de servicios públicos de los servicios públicos de propietarios...

Aunque haya un contrato por escrito o no, si hay un contrato entre el inquilino y el dueño. Si hay un contrato por escrito, el contrato gobernara como el dueño y el inquilino deberán actuar durante la tenencia, a menos que el contrato sea contrario a la ley o política publica. Si el dueño o el inquilino tienen preguntas sobre sus derechos o sus deberes, ellos deberían primero ver el contrato de arrendamiento para la respuesta, entonces ponerse en contacto con un abogado si tienen preguntas...

Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.

A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the borrower in return for the extra costs.  In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.