Fair Housing - Predatory Lending

What is predatory lending?

Predatory lending is the practice of preying on, or taking advantage of, an individual or group of people that may have a difficult time buying or refinancing a home such as people who may be poor, uneducated, elderly, or in a protected class. Under the Fair Housing Act, a protected class is a group of people who share common characteristics and are protected from discrimination on the basis of race, religion, national origin, color, disability, familial status, and gender.

How do I know if I've been a victim?

Sometimes it's hard to know you've been a victim of predatory lending. The following videos provide an example of a bad lending experience (i.e. predatory lending) and what a good lending experience should be...click to watch and learn.

Example of Predatory Lending

[video:http://www.youtube.com/v/OLtMtxIzo8s width:425 height:355 align:center]

Example of Good Lending

[video:http://www.youtube.com/v/1NTkVkGoQ0Q width:425 height:355 align:center]

The work that provided the basis for this publication was supported by funding under a grant with the U.S. Department of Housing and Urban Development. The substance and findings of the work are dedicated to the public. The author and publisher are solely responsible for the accuracy of the statements and interpretations contained in this publication. Such interpretations do not necessarily reflect the views of the federal government.

What other information and resources do you have available?

Last updated on .
How helpful do you find the information on this page?
Please tell us why this page wasn't helpful
About text formats

Plain text

  • No HTML tags allowed.
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Table of Contents


    News & publications

    The news about recent activities for needed peoples.

    More News

    25 Aug 2017

    Court Rules that Same Sex Parent can Move Forward with Discrimination Suit Against the State of Idaho

    In an important step in securing equal rights for same-sex couples, a federal court ruled yesterday that an unmarried, lesbian mother can continue her fight to be recognized as the parent daughter.

    Continue Reading

    17 Jan 2017

    ILAS receives funds to help seniors from Idaho National Laboratory

    IDAHO LEGAL AID RECEIVES $1,440 GRANT Idaho National Laboratory, on behalf…

    Continue Reading

    Our Partners

    LSC's support for this website is limited to those activities that are consistent with LSC restrictions.