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What is predatory lending?
Predatory lending is the practice of preying on, or taking advantage of, an individual or group of people that may have a difficult time buying or refinancing a home such as people who may be poor, uneducated, elderly, or in a protected class. Under the Fair Housing Act, a protected class is a group of people who share common characteristics and are protected from discrimination on the basis of race, religion, national origin, color, disability, familial status, and gender.
How do I know if I've been a victim?
What is an abandoned vehicle?
Vehicles are considered abandoned when they are left for twenty-four (24) hours or longer within the limits of a highway, on property open to the public, or on private property without the property owner’s consent. This definition excludes instances when an owner or operator cannot remove a vehicle and has notified a law enforcement agency and requested assistance.
Please view the Idaho Department of Transportation's Abandoned Vehicle Guide for more information.
This pamphlet is designed to assist car owners, auto manufacturers, and car dealers in understanding their rights and responsibilities under Idaho’s lemon law, Title 48, Chapter 9, Idaho Code. The lemon law protects consumers who buy a vehicle that is subject to an applicable manufacturer’s warranty.
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the gorrower in return fo the extra costs. In many cases, homeowners are deceived about the loan's true costs and terms or are pressured into signing loans they cannot afford. Many of these homeowners lose their homes to foreclosure.
Reverse mortgages are becoming popular in America. HUD's Federal Housing Administration (FHA) created one of the first. The Home Equity Conversion Mortgage (HECM) is FHA's reverse mortgage program which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement social security, meet unexpected medical expenses, make home improvements and more. You can receive free information about reverse mortgages in general by calling AARP toll free at (800) 209-8085.
Idaho Department of Finance Frequesntly Asked Questions (FAQ) about Consumer Finance.
Title 55, Chapter 20 - Idaho Mobile Home Park Landlord-Tenant Act: https://legislature.idaho.gov/statutesrules/idstat/title55/t55ch20/
Use this template to create a notice for the landlord of the organization of a tenants' or homeowners' association without the names of the association's officers.
Key Benefits of Purchasing your Community:
Ability to stabilize rent
Control of the area itself
Security – mitigate the threat of eviction
Improved sense of community
PURCHASE METHOD – 501C3 Affordable Housing Provider/Housing Authority
CHARACTERISTICS
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