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Social Security income is a lifeline for most seniors. Because it is considered so essential for survival, it has traditionally been protected from attachment by creditors. However, there are some exceptions.
Please review the guide below for more information.
Whether you're in foreclosure now or worried about it in the future, we have information that can help.
PDF download available in two parts.
Federal banking regulators have launched a foreclosure review process. Certain current or former homeowners who were the victims of abuses or errors by mortgage servicers will be eligible for compensation...
Idaho Legal Aid Services Fair Lending Project:
How To File A Complaint Against Your Lender
The Aging and Disability Resource Center guided by the Idaho Commission on Aging (ICOA) serves Idaho's seniors and people with disabilities by safeguarding their rights, fostering self-sufficiency, providing counseling, and advocating on their behalf.
This brochure provides information on how to protect your rights before and after a foreclosure.
This guide provides resources for those facing foreclosure and how to request a loan modification or other loan resolution and housing counseling agencies that may be able to assist you.
For more information regarding Idaho's coronavirus pandemic, please visit the State of Idaho's webpage devoted to coronavirus information, such as the numbers in Idaho, a transmission risk level map, and what stage of the Stay Healthy Order Idaho is currently in: Idaho Coronavirus.
The National Consumer Law Center, Inc. has created a free chapter on Homeowner Rights During the Covid-19 Pandemic. This Chapter covers issues such as Fannie Mae, Freddie Mac, Federal Housing Agency (FHA), VA, and USDA mortgage loans, state-based pandemic-related relief, portfolio and private label securities, and foreclosures.
This Chapter is accessible for free here: https://library.nclc.org/free-access-new-chapter-homeowner-rights-during-covid-pandemic.
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