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If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can do.
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results so you may be asking yourself what to do next?
The National Association of Consumer Advocates has created a series of videos providing information to consumers who are being sued on a debt. You can access those videos here:
https://www.consumeradvocates.org/for-consumers/debt-collection
The attached documents help provide general information regarding voting rights in Idaho. For more information, please visit the ACLU's website regarding voting rights: https://www.acluidaho.org/en/voting-rights.
[This page was last reviewed and updated on: 8/21/2020.]
Idaho Votes provides information to answer the following questions:
Am I registered to vote?
What is the status of my absentee ballot?
What address am I registered under?
What is my voting precinct or district?
Where is my polling place?
You can also register to vote or update your voter registration and request an absentee ballot.
Please visit this website to access Idaho Votes's Online Voter Tools: https://idahovotes.gov/
Visit the Federal Voting Assistance Program's website for information regarding Idaho registration deadlines and absentee voting: https://www.fvap.gov/guide/chapter2/idaho.
This guide goes through the general process of a civil lawsuit in Idaho.
The Federal Trade Commission, the government body that enforces the Fair Debt Collection Practices Act (FDCPA), has compiled a list of Frequently Asked Questions (FAQs) regarding Debt Collection. Some of the questions answered include:
Utah State University has devleoped a PowerPay Tool: Helping Debtors Become Savers which guides people through the process of paying off and eliminating debt and saving.
PowerPay helps you develop a personalized, self-directed debt elimination plan. Discover how quickly you can become debt free and how much you can save in interest costs by following your debt reduction plan. Utah State University Extension is pleased to provide this debt management tool without any cost to consumers worldwide.
If you need help with an SSI or SSDI overpayment issue, you can complete a form asking Social Security to waive repayment or lower the rate of repayment of the overpayment. For more information and a self-guided tool, please visit the Suffolk Lit Lab's website here:
https://apps.suffolklitlab.org/run/ssioverpayment/#/1
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