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Social Security income is a lifeline for most seniors. Because it is considered so essential for survival, it has traditionally been protected from attachment by creditors. However, there are some exceptions.
Please review the guide below for more information.
Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge. It’s not always possible to prevent credit or charge card fraud from happening. But there are a few steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility...
Five Different Sample Letters to Send Debt Collectors
Wondering how to respond to a debt collector?
The Consumer Financial Protection Bureau created the following sample letters to help if you:
Consumer fraud is a serious problem in Idaho, but, fortunately, it is often a preventable problem. As a consumer, you can protect yourself from fraud by understanding your rights and by making informed and intelligent decisions. There are a variety of steps you can take to protect your credit.
Claim of Exemption from Levy Form blank template for use in the State of Idaho where someone has sued you and intends to levy your property
Title 55, Chapter 20 - Idaho Mobile Home Park Landlord-Tenant Act: https://legislature.idaho.gov/statutesrules/idstat/title55/t55ch20/
Use this template to create a notice for the landlord of the organization of a tenants' or homeowners' association without the names of the association's officers.
Key Benefits of Purchasing your Community:
Ability to stabilize rent
Control of the area itself
Security – mitigate the threat of eviction
Improved sense of community
PURCHASE METHOD – 501C3 Affordable Housing Provider/Housing Authority
CHARACTERISTICS
Once a creditor sues and obtains a judgment (court order) against a debtor they must follow a legal process to obtain payment. The creditor collects on a judgment through a "Writ of Execution" which directs a sheriff to seize the debtor's money, property, or real estate to pay the debt (in limited situations, money or property may be taken before a court enters a judgment). A creditor must collect on the debt within five years after a court issues a judgment, although a creditor can renew a judgment for additional five year periods.
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