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Consumer fraud is a serious problem in Idaho, but, fortunately, it is often a preventable problem. As a consumer, you can protect yourself from fraud by understanding your rights and by making informed and intelligent decisions. There are a variety of steps you can take to protect your credit.
Housing built before 1978 may contain lead-based paint. Lead from paint, paint chips, and dust can pose
health hazards if not managed properly. Lead exposure is especially harmful to young children and pregnant women. Before renting pre-1978 housing, lessors must disclose the presence of known lead-based paint and/or lead-based paint hazards in the dwelling. Lessees must also receive a federally approved pamphlet on lead poisoning prevention.
Simple Steps To Protect Your Family From Lead Hazards.
Video Clips that answer some common questions that come up during the small claims process, such as:
What is service of process?
How long do I have for service of process?
What are exhibits?
Do I need to do anything if I collect from the defendant?
Will the appeal be just like my first hearing?
Student loans are difficult, but not impossible, to discharge in bankruptcy. To do so, you must show that payment of the debt “will impose an undue hardship on you and your dependents.”
Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge. It’s not always possible to prevent credit or charge card fraud from happening. But there are a few steps you can take to make it more difficult for a crook to capture your card or card numbers and minimize the possibility...
The government’s collection powers and your options to deal with student loan problems depend on whether you are just delinquent with your payments or whether you are in default. You are in default on most student loans if you fail to make payments for nine months. The entire loan balance becomes due once you default...
Interactive Forms
Interactive forms are free to low income people in Idaho with certain legal issues. Interactive forms allow a person to input information which automatically enters into the appropriate forms. Interactive forms are available on the Idaho Guide & File website. Click "Start Your Legal Process" to to generate forms you can use to e-file or print to file in person at your local courthouse.
To heighten awareness about lead poisoning prevention, the U.S. Environmental Protection Agency (EPA) has developed Lead in Your Home: A Parent's Reference Guide. The Agency believes this is an essential resource for anyonefrom owners to tenantsconcerned about the dangers of lead in their home and environment. This Guidebook provides Agency recommendations on how you can reduce your familys risk of lead exposure and prevent lead poisoning, ranging from simple steps you can do now to more rigorous procedures that will permanently get rid of lead hazards in your home.
Do you renovate, repair or paint homes or child-occupied facilities built before 1978? If so, you need to know how to work safely with lead-based paint. This guide is designed to help plan for and complete a home renovation, repair or painting
project using lead safe work practices. Lead safe work practices are a group of techniques that reduce the amount of dust produced by renovation activities. When used correctly, they make the work area safer for workers and the home
safe for residents when renovation is complete.
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