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Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies.
A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, and even leases. They can use it when they choose to give or deny you credit or insurance, provided you receive fair and equal treatment. Sometimes, things happen that can cause credit problems: a temporary loss of income, an illness, even a computer error. Solving credit problems may take time and patience, but it doesn’t have to be an ordeal.
There are many decisions to be made every day in life, even late in life. This is called life-time planning. Some of these decisions are of a financial nature, while others are of a personal nature, and still others are health-related.
Financial decisions might include whether or not to have a joint bank account, how to go about paying bills and arranging finances, and drafting and maintaining legal papers.
Personal decisions might include making funeral plans or burial arrangements, choosing where to live, and fulfilling spiritual or religious preferences.
You have the right to make choices based upon your own values, beliefs, and wishes, even if others disagree with you. Courts have almost always followed the expressed wishes of competent adults, especially for health care. Therefore, it is important to state your desires in writing about health and financial decisions when you are capable of clearly expressing your wishes.
Power of Attorney Delegating Parental Powers to a Relative
An interactive form is available for free to seniors and low income individuals seeking a Power of Attorney delegating parental powers over a child to a relative. You can easily complete the form by answering a few simple questions.
An interactive form is available for free to seniors and low income individuals seeking a Living Will and Durable Power of Attorney for Health Care. You can easily complete the form by answering a few simple questions.
Usted tiene el derecho de tomar sus decisiones con relación a sus propios intereses y deseos, aún cuando otros no estén de acuerdo con usted. Las Cortes Judiciales de los Estados Unidos, generalmente han tomado en cuenta, los deseos expresados por adultos capaces, especialmente en el área de la salud. Por esta razón es importante declarar por escrito sus deseos personales acerca de sus decisiones monetarias
y de salud mientras usted sea capaz de expresarse claramente...
Use the attached form to revoke a power of attorney you currently have in place but want to cancel.
This video explains what a power of attorney document is and why it can be a useful thing to have. If you have ever wondered if you should have a power of attorney, this video may answer some of your questions.
Este video explica lo que es un documento de poder que es y por lo que puede ser una cosa útil tener. Si alguna vez se preguntó si debería tener un poder de representación, el vídeo puede responder a algunas de sus preguntas.
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