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A voluntary form for filing a report with law enforcement and disputes with credit reporting agencies and creditors about identity theft-related problems. Visit ftc.gov/idtheft to use a secure online version that you can print for your records.
Identity theft is when someone uses your personal information without your permission to obtain goods, services, or money. Your personal information includes: your name, address, social security number, credit card numbers, bank account numbers, mother’s maiden name, or other identifying information. Identity theft is a crime. Idaho Code 18-3126 governs identity theft and states that if the value of loss due to identity theft exceeds $300, then the theft is considered a felony. The punishment for felony identity theft is 5 years in prison and / or a $50,000 fine.
Identity theft is a serious and rapidly growing problem. In 2004 the Federal Trade Commission received 600 identity theft complaints from Idaho victims. This is up from 493 victims in 2003 and 361 victims in 2002. Credit card theft was the number one identity theft type reported by Idaho victims. Fortunately, there are steps you can take to reduce your risk of becoming a victim. You can protect yourself by understanding how identity theft is perpetrated, by understanding your rights and by making informed and intelligent decisions.
We plan for many important events in life. We plan for retirement, a wedding, vacations, and for a child’s education. Sadly, the health choices that are made at the end of life are seldom planned and many times they are made for us. Decisions are put off and desires are not expressed because it is difficult to contemplate or discuss death. There are many things to plan for at the end of life. Transfer of property and the well being of a spouse or child are all issues to be considered and planned for.
An interactive form is available for free to seniors and low income individuals seeking a Living Will and Durable Power of Attorney for Health Care. You can easily complete the form by answering a few simple questions.
Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better protect yourself from scams and deceptive business practices aimed at homeowners. Mortgage fraud, foreclosure rescue schemes and other deceptive practices have invaded our state, offering empty promises and stealing the dream of home ownership. Both Idaho and federal law offer some protections against mortgage fraud. Some of these laws are discussed in this manual.
Template for a request for a copy of notices of default and sale pursuant to Idaho Code § 45-1511.
Use this template for standard Notary Language.
Tenants can mail this form to any person who has sent you a notice about foreclosure. This might be an attorney, a bank, or a new owner of the property.
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