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If you happen to be behind on your payday loans and your checks keep bouncing, you may be worried about facing criminal prosecutions. Some “payday” lenders have been known to call and threaten borrowers to “pay or go to jail.” As a result many “payday” loan borrowers are terrified by threats of criminal prosecution. But if you are in this situation, you should not be scared by these “loan shark” threats...
Many older Americans have difficulty meeting their monthly expenses. A fixed income can’t always cover a senior’s needs, particularly unexpected needs associated with medical problems, home and car repairs, or even an old refrigerator that doesn’t work anymore. Unfortunately, there are few resources to help vulnerable seniors get through these hard times. Affordable small loans are hard to come by. As a result, many seniors end up with very high cost small loans, including payday loans...
A loan is borrowed money which must be repaid in one or more payments. Lenders charge interest on the amount you borrow. This means that you pay back more than you receive. This is how a lender covers the cost of doing business and makes profit. The higher the interest rate, the more you must repay. You should know that the lower the monthly payment, the longer it will take you to repay the loan and the more you will pay to borrow the same amount at the same interest rate.
See the attached guides in English and Spanish for more information.
El proceso de la Orden de Protección
Los tribunales (las cortes) de Idaho pueden ayudarle a una víctima de violencia doméstica a través de las ordenes de protección cuales restringen o prohíben el contacto entre la víctima del abuso y el abusador. Código de Idaho Sección 39-6301 et. seq. La violencia doméstica incluye herida fisica, abuso sexual, encarcelamiento forzado o la amenaza de lo mismo.
Updated 2019
Updated July 2019
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results so you may be asking yourself what to do next?
The document below was issued by the Idaho Department of Health and Welfare on May 1, 2020. It contains information on plans all agricultural employers should have in place to mitigate the risk of spreading COVID-19.
Utah State University has devleoped a PowerPay Tool: Helping Debtors Become Savers which guides people through the process of paying off and eliminating debt and saving.
PowerPay helps you develop a personalized, self-directed debt elimination plan. Discover how quickly you can become debt free and how much you can save in interest costs by following your debt reduction plan. Utah State University Extension is pleased to provide this debt management tool without any cost to consumers worldwide.
For an explanation of Idaho's crisis standards of care in Spanish, please visit this website: https://www.idahostatesman.com/noticias-en-espanol/article254285843.html.
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