Filter your results
Results 1 - 10 of 25. To narrow results enter search keywords or select filters.
Below is a module created by Idaho Legal Aid Services related to common legal issues surrounding seniors or the elderly and protecting their home in relation to issues like Medicaid, foreclosure, deed, reverse mortgages, and letting others reside with you.. The module is available in English and Spanish.
Buyer beware—Consumers some times think they are buying health insurance when in fact they are being sold a medical discount plan. They are not the same thing...
If you’re 62 or older and looking for money to finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses, you may be considering a reverse mortgage. It’s a product that allows you to convert part of the equity in your home into cash without having to sell your home or take on additional monthly bills...
Are you considering a reverse mortgage? Better look before you leap. While a reverse mortgage could put money in your hands, the transaction is likely to be quite confusing. A reverse mortgage deal could also put a lot of your money in someone else’s pocket. Still, if you are a senior and a home owner and short of cash to make ends meet, a reverse mortgage can be a lifesaver. That’s because a reverse mortgage taps your home equity – that’s the market value of your house minus the outstanding balance on any existing mortgages – for cash.
Idaho Legal Aid Services Fair Lending: Predatory Lending Abuses Brochure.
What is predatory lending?
Predatory lending is the practice of preying on, or taking advantage of, an individual or group of people that may have a difficult time buying or refinancing a home such as people who may be poor, uneducated, elderly, or in a protected class. Under the Fair Housing Act, a protected class is a group of people who share common characteristics and are protected from discrimination on the basis of race, religion, national origin, color, disability, familial status, and gender.
How do I know if I've been a victim?
Pyramid schemes are among the oldest and most common consumer scams. While pyramid schemes may be disguised as “gift” programs or “networking” plans, they have certain things in common. Pyramids are illegal. Pyramids will fail. People will lose money.
For information, click on the guides below in English and Spanish/Espanol.
FHA funds housing counseling agencies throughout the country who can provide information on reverse mortgages.
The Lender List page allows you to lookup lenders using various selection criteria.
"Slamming" describes the practice of changing a consumer=s local or long distance company without the consumer's knowledge or consent.
The Federal Communications Commission (FCC) has rules that require a consumer's approval before a long distance carrier can be changed.
Idaho is one of several states that have laws prohibiting slamming. Unfortunately, some telephone companies use deceptive and misleading telemarketing techniques designed to trick people into giving authorization to switch telephone companies.
For information, please see the attachment below.
Pagination
Close
Filter your results
Type
Topics
Tags
Our Partners
LSC's support for this website is limited to those activities that are consistent with LSC restrictions.