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Below is a module (a guided informational program) related to Medicaid Long-term Care issues and planning. This module/guide is available in English and Spanish.
https://www.idaholegalaid.org/files/html/medicaid-and-long-term-care
Are you a victim of housing discrimination? Fair housing is your right! If you have been denied your housing
rights, you may have experienced housing discrimination.
Medicaid has different programs available that provide health coverage for:
Medicare is a multi-part federal health insurance program managed by the federal government. A
person applies for Medicare through the Social Security Administration, but Medicare's rules are
written by another federal agency, the Centers for Medicare and Medicaid (CMS), and Medicare
claims are processed by private insurance companies, called "Fiscal Intermediaries" and
"Medicare Carriers," that vary from state to state.
What is Medicaid? Medicaid is a government program that pays for a broad range of health care, including hospitalizations, phhysician care, medications, and long-term care. Medicaid is administered by the Idaho Department of Health and Welfare, and an application for Medicaid may be submitted to any Department of Health and Welfare office.
HUD handles complaints in several categories:
Housing discrimination: Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, family status, or disability. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.
Design and Construction Resources
HUD Design Manual - Fair Housing Guidelines:
www.huduser.org
Select publications on the left
Select alphabetical listing on right
Select "F" for fair housing
Select Design Manual
ANSI - American National Standards Institute
11 West 42nd Street
New York, New York 10036
Can be purchased on-line from a variety of sources; cannot be reproduced
Fair Housing Accessibility First
Corporations and partnerships must have an attorney to file a bankruptcy case. Individuals, however, may represent themselves in bankruptcy court. While individuals can file a bankruptcy case without an attorney or "pro se," it is extremely difficult to do it successfully...
What is a garnishment? A garnishment is basically a legal collections tool where a creditor obtains a court order compelling an employer to withhold a portion of an employee’s wages. The amount that can be withheld is capped at 25%, however, the percentage may vary depending on the state issuing the garnishment and the type of debt. The cap applies to all creditors, meaning 25% is the most that can be withheld at any one time. Garnishments, however, are not limited to wages and can involve one time garnishment of bank accounts or personal property.
Employers are not permitted to take adverse action against their employees who file for bankruptcy. Debtors are protected by 11 U.S.C. sec. 525(b). Section A applies to governmental units and Section B applies to private employers. In all my years of practice, I have never had to bring an action or even threaten to bring an action under Section 525. Most employers understand the stress their employees are under and are not insensitive to their plight. More people have filed for bankruptcy than you think...
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