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Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.
Idaho Legal Aid Services Fair Lending Project:How to Escalate Your Case
File a Complaint against the Bank at:
https://appsec.helpwithmybank.gov/olcc_form/
When You File a Bank Complaint On-line:
Idaho Legal Aid Services Fair Lending: Predatory Lending Abuses Brochure.
ILAS Fair Lending Project poster, which identifies some common warning signs of predatory lending, is available for printing and posting at your business.
Temporary Reduction in Rent Agreement. Idaho Legal Aid has prepared a customizable template agreement to assist tenants and landlords who have agreed to a temporary reduction in rent due to the pandemic. The form is not interactive, but can be downloaded as a PDF or Word document. Scroll down to the bottom of this page to find these forms.
Please visit the Court Assistance Office (CAO) website for landlord-tenant self-help forms.
We currently have forms for a Parental Power of Attorney, a Living Will and Durable Power of Attorney for Health Care, a Power of Attorney for Financial Affairs, a Power of Attorney Revocation Form, and a Demand for Accounting by Agent Letter.
Powers of Attorney and Advanced Directives - Templates
Please use the attached template to create a Living Will and Durable Power of Attorney for Health Care.
Durable Power of Attorney for Financial Affairs
Use the attached template to create a power of attorney to delegate your financial decisions to another if you become unable to manage your own financial decisions.
This Landlord Tenant Manual was created by the Idaho Attorney General's Office and describes both landlord and tenant's rights and responsibilities in areas such as moving in, lease agreements, privacy, repairs and damages, utilities, mold, rent, changing the lease agreement, moving out, the Manufactured Home Residency Act, and storage units. This manual also includes citations to relevant law in these areas.
This brochure details advice for renters of manufactured homes in Idaho and is available in English and Spanish.
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