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A pension plan is an agreement between an employee, their employer and, for some jobs, the union. Sometimes, the employer contributes and sometimes the employee does as well. Employers are not required to have pension plans. A federal law, the Employee Retirement Income Security Act of 1974 (ERISA), sets the standards for private pensions. It also provides guaranteed pensions in some cases.
The federal Railroad Retirement Board handles this benefit program for eligible workers and their families.
General Eligibility
Like Social Security, Railroad Retirement benefits are based on months of service and earnings credits. Employees of railroads engaged in interstate commerce, some related industries, railway associations, and national railway labor organizations qualify for Railroad Retirement after 10 years of credited work.
American Civil Liberties Union - Violence Against Women: Housing website contains information regarding fair housing for survivors of domestic violence.
The Violence Against Women Act: A Housing Toolkit for Advocates
Student loans are difficult, but not impossible, to discharge in bankruptcy. To do so, you must show that payment of the debt “will impose an undue hardship on you and your dependents.”
The government’s collection powers and your options to deal with student loan problems depend on whether you are just delinquent with your payments or whether you are in default. You are in default on most student loans if you fail to make payments for nine months. The entire loan balance becomes due once you default...
What is expungement?
Expungement means the sealing, removal, or destruction of records related to a past criminal case.
What is an expungement?
An expungement is the sealing, removal, or destruction of records related to a past criminal case.
What records can be expunged?
Under Idaho law, most convictions, charges, or arrests from when you were under age 18 can qualify for expungement. However, certain more serious crimes cannot be expunged, such as: murder, voluntary manslaughter, rape, arson, aggravated battery, drug trafficking, or injury to a child.
Under the Violence Against Women Act (VAWA), a tenant may not be denied assistance, terminated from participation, or be evicted from your rental housing because that tenant is or has been a victim of domestic violence, dating violence, sexual assault, or stalking.
The National Housing Law Project has created a Know Your Rights Brochure on the Violence Against Women Act and its protections related to federally assisted housing for survivors of domestic violence, sexual assault, dating violence, and stalking.
Please view the brochure here for further information: https://nhlp.org/files/VAWA-2013-Packet.pdf.
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