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It is not unusual for debtors, specifically married debtors who file for bankruptcy protection separately, to co-own property. If you co-own property and intend to file for bankruptcy, you need to be aware that the trustee has the authority to force a sale of the entire asset including the co-owner(s) interest...
The Federal Trade Commission has created guidance for consumers on whether debt relief or bankruptcy may be right for them.
A Chapter 13 Bankruptcy is also called a wage earner’s Plan. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. If the Debtor ‘s current monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period “for Cause .” If the debtor’s current monthly income is greater than the applicable state median, the plan generally must be for five years.
The Department of Justice's FAQs about Credit Counseling have been separated into six major areas. Consumers, applicants, and approved agencies may find it helpful to review the questions in each area.
he FAQs have been separated into five major areas. Some issues may be cross-cutting. Debtors, applicants, and approved providers may find it helpful to review the questions in each area...
You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make the same claims but how can you repair your credit without hiring an agency?
The Federal Trade Commission created a webpage addressing various ways you can improve your credit yourself, please click the link below.
English: Repairing Your Credit Yourself - English.
We currently have forms for a Parental Power of Attorney, a Living Will and Durable Power of Attorney for Health Care, a Power of Attorney for Financial Affairs, a Power of Attorney Revocation Form, and a Demand for Accounting by Agent Letter.
Powers of Attorney and Advanced Directives - Templates
The attached form is for individuals seeking a Power of Attorney delegating parental powers over a child to a relative or a non-relative.
The information you will need to complete the Parental Power of Attorney Form includes:
Your current full legal name.
The full legal name(s) of the child(ren).
The child(ren)'s date of birth.
The full legal name of the relative you are delegating parental powers to.
The physical address of the relative you are delegating parental powers to.
Please use the attached template to create a Living Will and Durable Power of Attorney for Health Care.
Durable Power of Attorney for Financial Affairs
Use the attached template to create a power of attorney to delegate your financial decisions to another if you become unable to manage your own financial decisions.
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