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If you’ve maxed out your credit cards and you’re getting deeper and deeper in debt, chances are you’re feeling overwhelmed. How are you ever going to pay it down? Now imagine hearing about a company that promises to erase your debt for pennies on the dollar. Sounds like the answer to your problems, right?
The Federal Trade Commission (FTC), the nation’s consumer protection agency, says slow down, and consider all the steps that can get you out of the red without spending a whole lot of green.
Five Different Sample Letters to Send Debt Collectors
Wondering how to respond to a debt collector?
The Consumer Financial Protection Bureau created the following sample letters to help if you:
You have the right to a safe and healthful workplace. The employer must provide working conditions that are free of known dangers.
Usted tiene el derecho a un lugar de trabajo seguro y saludable. El empleador debe proporcionarle condiciones de trabajo que son libres de peligros conocidos.
Updated 2019
Updated July 2019
The document below was issued by the Idaho Department of Health and Welfare on May 1, 2020. It contains information on plans all agricultural employers should have in place to mitigate the risk of spreading COVID-19.
This brochure by ILAS's Migrant Farmworker Unit provides information regarding sexual harassment in the context of agricultural work.
Ageing Safely has developed the following three forms to help with consumer law issues or issues dealing with money and debt:
Letter to a creditor to request debt forgiveness when a bill is owed
Letter to a creditor to dispute a charge from a bank or company
Letter to a credit bureau to dispute an item on a credit report
Please visit Ageing Safely's website for links to these interactive forms: https://agingsafely.us/free-forms/.
Utah State University has devleoped a PowerPay Tool: Helping Debtors Become Savers which guides people through the process of paying off and eliminating debt and saving.
PowerPay helps you develop a personalized, self-directed debt elimination plan. Discover how quickly you can become debt free and how much you can save in interest costs by following your debt reduction plan. Utah State University Extension is pleased to provide this debt management tool without any cost to consumers worldwide.
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