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A loan is borrowed money which must be repaid in one or more payments. Lenders charge interest on the amount you borrow. This means that you pay back more than you receive. This is how a lender covers the cost of doing business and makes profit. The higher the interest rate, the more you must repay. You should know that the lower the monthly payment, the longer it will take you to repay the loan and the more you will pay to borrow the same amount at the same interest rate.
See the attached guides in English and Spanish for more information.
This video explores the questions many of us may have about Medicaid and how it can help pay for long term care costs. If you are unsure about how Medicaid works, what it can cover, who can qualify, or similar questions, this video may benefit you.
Rental and utility assistance is available for low income families who are unable to pay their current rent or utilities due to the COVID-19 pandemic or the related economic crisis.
If you live within Ada County or the City of Boise, contact the Boise City Ada County Housing Authority for rent/utility assistance: https://erap.bcacha.org/.
The document below was issued by the Idaho Department of Health and Welfare on May 1, 2020. It contains information on plans all agricultural employers should have in place to mitigate the risk of spreading COVID-19.
For more information regarding Idaho's coronavirus pandemic, please visit the State of Idaho's webpage devoted to coronavirus information, such as the numbers in Idaho, a transmission risk level map, and what stage of the Stay Healthy Order Idaho is currently in: Idaho Coronavirus.
The U.S. Department of Housing and Urban Development (HUD) has created a webpage for resources for renters during the Coronavirus pandemic. It includes information on rental assistance, tips on communicating with your landlord, Center for Disease Control Eviction Moratorium Order, and information regarding mortgages.
Please visit this webpage for more information: https://www.hud.gov/coronavirus/renters
HUD has updated its Eviction Prevention and Stability Toolkit, which includes brochures on public housing authorities, non-payment of rent evictions, housing choice vouchers, repayment agreement guidance, a fact sheet for tenants who have accrued back rent, and the Treasury's Emergency Rental Assistance Program.
Please view the attached Toolkit for further information and click on any buttons that say "click here" to view the brochures or fact sheets.
For an explanation of Idaho's crisis standards of care in Spanish, please visit this website: https://www.idahostatesman.com/noticias-en-espanol/article254285843.html.
Please find attached below a brochure created by Idaho Legal Aid Services, Inc. about Medicaid Long-Term Care Benefits.
Pursuing an Upwardly Revised Community Spouse Resource Allowance
prepared by Alan Wasserman, current as of May 2022
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