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Refinancing is a process in which you pay off one or more existing debts with a new home loan. If you have perfect credit, refinancing is sometimes a good way to obtain a lower interest rate or to convert a variable rate loan to a fixed rate. However, if you are in the midst of financial difficulties, if you have too much debt, or if you have bad credit, refinancing is loaded with pitfalls. We recommend that you be very careful whenrefinancing debts. Many refinancing loans hurt consumer. Here are twelve things to consider before refinancing...
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms.
Forms for Current Guardians/Conservators and for a Complaint Against a Current Guardian or Conservator
This brochure was created by the Idaho Court Assistance Office and provides information on common questions and answers related to guardianships and conservatorships, and is designed to help you understand what a legal guardianship or conservatorship is, how it is obtained, and describes the responsibilities of a guardian and/or conservator.
This informational guide from the Idaho Court Assistance Office describes common questions about minor guardianships. Please see attached guide below.
The attached guide details the process of determining interests in real property (real estate and land) between an unmarried couple, where each person's name is on the deed, and the couple is now separating or separated.
This guide was created by Idaho Legal Aid Services, Inc. to provide general information regarding community property and separate property in a divorce and how the court divides property.
If you are in need of specific legal advice, please consult with an attorney.
This guide was created by Idaho Legal Aid Services, Inc. to explain housing rights and protections a domestic violence survivor has under federal and state law.
For more information, please see the guide below.
This brochure was created by Idaho Legal Aid Services, Inc. and advises seniors and their caregivers on available resources for caregivers, both legal and non-legal.
Idaho Legal Aid Services, Inc. has created the attached template that you can use to file a Response in an Idaho courthouse if a Petition for Appointment of a Guardian for a Minor has been filed.
In order to properly respond to a Petition for Guardianship of a Minor, you will need to file:
(1) a Response, and
(2) a Family Law Case Information Sheet for De Facto Custodian, Adoption, and Minor Guardianship Cases.
You may find both of these forms attached below.
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