Debt Collection/Repossession/Garnishment
Being Sued for a Debt?
The National Association of Consumer Advocates has created a series of videos providing information to consumers who are being sued on a debt. You can access those videos...
Cease and Desist Letter for Debt Collectors
If you are being contacted by a debt collector in violation of the Fair Debt Collection Practices Act (FDCPA), you may want to consider writing a Cease and Desist Letter to the debt...
Claim of Exemption From Levy Form
Claim of Exemption from Levy Form blank template for use in the State of Idaho where someone has sued you and intends to levy your property
Collections - Self-Help Forms
Five Different Sample Letters to Send Debt Collectors
Wondering how to respond to a debt collector?
The Consumer Financial Protection Bureau created the following sample letters to help if...
Consumer Complaints
At times we find ourselves in a difficult situation involving our bank, a large business, etc. and don’t know what to do. Calling customer service hasn’t led to any real results, so you may be...
Consumer Facts for Older Americans: When Your Social Security Benefits are Taken to Pay Back Money to the Federal Government
Social Security income is a lifeline for most seniors. Because it is considered so essential for survival, it has traditionally been protected from attachment by creditors. A 1996 law takes away...
Credit Card and Debit Card Protections and Rights Factsheets
The National Consumer Law Center has created guides addressing your credit card and debit card protections and legal rights. For more information, please view the attached factsheets.
Dealing with Debt Collectors
Are you being illegally harassed? If you are having problems with debt collectors, watch this video to learn about your rights under the Fair Debt Collection Practices Act and state...
Debt Collection Videos
View the videos on the pages above to learn more on a particular topic.
Most Common Problems
Are debt collectors calling you before 8 a.m. or after 9 p.m. or calling you at work without...
Defending Yourself in a Debt Collection Lawsuit
If you want to learn how to represent yourself, hear about common defenses against debt collectors, and gain knowledge of possible outcomes to your trial, then watch this...
Embargo de Sueldo
Un acreedor puede requerirle a un empleador a desviar parte del sueldo de un empleado para pagar un fallo/ sentencia. El acreedor está limitado a tomar el sueldo de un deudor que: a) exceda...
Federal Trade Commission's Debt Collection FAQs
The Federal Trade Commission, the government body that enforces the Fair Debt Collection Practices Act (FDCPA), has compiled a list of Frequently Asked Questions (FAQs) regarding Debt Collection....
I Have a Judgment Against Me. Money is Being Taken Away from My Bank Account.
If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, learn what you can...
I Received Notice of a Lawsuit; What Should I Do?
If you are having problems with debt collectors, watch this video to learn about your rights! Hear about your rights under the Fair Debt Collection Practices Act and state laws. Find out what you...
Remote Court Hearings
Because of COVID-19 many courtrooms are closed, and most court hearings are now remote. That means some or all of the people participate by video or by phone. Read the document below to know how...
Solicitaciones Telefónicas
El telemercadeo es un negoc pero a la vez muchos habitantes de Idaho han sido objeto de pérdidas financieras a causa del engaño de telemercaderistas inescrupulosos. De manera similar los...
Telephone Solicitation
Telemarketing is a significant and legitimate business. At the same time, many Idahoans have suffered financial losses due to deception by unscrupulous telemarketers. Similarly, Idahoans report...
The Process of a Civil Lawsuit
This guide goes through the general process of a civil lawsuit in Idaho.
Was I Served Legal Papers Properly?
If you lost your debt defense case (or did not know it even occurred) and your wages or bank account is being garnished, watch this video to learn what you can do. Learn about one of your key...