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12 Common Legal Mistakes and How to Avoid Them
Get the facts about 12 common legal mistakes. Know the law so you don't make these mistakes. Fact #1: Oral contracts are still contracts A contract does not need to be in writing to be...
Advice for Renters: Foreclosure
This guide provides advice for renters in a foreclosure situation.
Fair Lending Poster with Warning Signs of Predatory Lending
ILAS Fair Lending Project poster, which identifies some common warning signs of predatory lending, is available for printing and posting at your business.
PDF download available in two parts.
Foreclosure Intervention: Advice and Resources
This guide provides resources for those facing foreclosure and how to request a loan modification or other loan resolution and housing counseling agencies that may be able to assist you.
Foreclosure Notice Request Form Template
Template for a request for a copy of notices of default and sale pursuant to Idaho Code § 45-1511.
Welcome to Foreclosure-Response.org, a website offering resources intended to help states and localities respond to the foreclosure crisis.
Hidden Impact: California Renters in the Foreclosure Crisis
Renters in properties going through foreclosure are innocent and hidden victims of a foreclosure crisis they did nothing to create. Renters face many problems in these properties, everything from...
How Long Will Bankruptcy “Freeze” Foreclosure?
As with most legal questions, the answer is fact specific. The instant a bankruptcy case is filed, your creditors are prohibited by law from contacting you, attempting to collect a debt and yes,...
How to Obtain a Foreclosure Review
Federal banking regulators have launched a foreclosure review process. Certain current or former homeowners who were the victims of abuses or errors by mortgage servicers will be eligible for...
How to Report Your Lender
Idaho Legal Aid Services Fair Lending Project: How To File A Complaint Against Your Lender The Office of the Comptroller of the Currency or (OCC) is an arm of the United States...
HUD Approved Housing Counseling Agencies
HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. This page allows you to select a list...
HUD Guide to Avoiding Foreclosure
Whether you're in foreclosure now or worried about it in the future, we have information that can help...
IHFA's Foreclosure Mitigation Counseling Packet
ILAS Fair Lending Newsletter
Idaho Legal Aid Services Fair Lending News Letters.
Mortgage Fraud and Foreclosure
Your home is likely your most valuable asset, and you have an interest in maintaining ownership, protecting your equity and preserving your credit rating. This manual describes how you can better...
NOLO's Analysis of August 8, 2020 Executive Order Regarding Evictions
If you are a tenant facing an eviction or a homeowner facing foreclosure; please be aware that the executive order issued on August 8, 2020, titled: "Executive Order on Fighting the Spread of...
Notary Acknowledgment Template
Use this template for standard Notary Language.
Notice of Tenancy Template
Tenants can mail this form to any person who has sent you a notice about foreclosure. This might be an attorney, a bank, or a new owner of the property.
Problemas de Ejecución de Casa
Idaho Legal Aid Services puede ofrecerle servicios a propietarios de casa quienes están pasando por problemas de ejecución de casa. Este programa no es disponible para inquilinos. No podemos...
Produce The Note "How-To"
Using the “produce the note” strategy is something all homeowners facing foreclosure can do. If you believe you’ve been treated unfairly, fight back. We have created templates for a legal...
Produce The Note Letter Template
Protecting Your Rights Before and After Foreclosure
This brochure provides information on how to protect your rights before and after a foreclosure.
Remote Court Hearings
Because of COVID-19 many courtrooms are closed, and most court hearings are now remote. That means some or all of the people participate by video or by phone. Read the document below to know how...
Renters in Foreclosure Toolkit
On May 20, 2009, the President signed into a law a bill containing provisions protecting tenants living in foreclosed buildings. (The Protecting Tenants at Foreclosure Act is Title VII of Public...
Renting a Foreclosure Property
This document details your rights as a tenant of a foreclosure property.
Signs of Predatory Mortgage Lending
The Center for Responsible Lending has created the following "8 Signs of Predatory Mortgage Lending", which you may find below or on their website:
Summary of Foreclosure Alternatives for Borrowers with Covid-19 Hardships
This chart by the National Consumer Law Center (NCLC) provides a summary of relief options available for borrowers facing a COVID-19 related hardship. The options that a borrower has depends on...
Tips for Avoiding a Predatory Mortgage Loan
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the gorrower in return fo the extra costs. In many cases, homeowners are deceived about the loan's...
Tips for Avoiding Predatory Lending and Foreclosure
A predatory mortgage is a needlessly expensive home loan that provides no financial benefit to the borrower in return for the extra costs. In many cases, homeowners are deceived about the loan's...
Resources and information related to the COVID-19 pandemic, including protections under the CARES Act, evictions, unemployment benefits, garnishment of wages, etc.
Money, Debt, and Bankruptcy
Credit Practices/Credit Reports
Unfair and Deceptive Trade Practices
Small Claims Action
Collection Proof Debtor
Debt Management Counseling
Pay Day Loans
Other Identity Theft
Family Law and Domestic Violence
Civil Protection Order (CPO)
Custody and Visitation or Parenting Time
Adult or Minor Name Change
Family Law Community Resources
Employment and Unemployment
Workplace Safety and Health
Health and Medical Benefits
State or Locally Funded Medical Programs
Health and Medical Benefits Community Resources
Guardianship & Conservatorship
Complaint Against a Guardian or Conservator
Evictions and Lockouts
Repairs and Damages
Service or Support Animals
Federal Fair Housing Act
How to File a Fair Housing Complaint
Renter Safety and VAWA
Utility Issues and Shutoffs
Subsidized or Public Housing Programs
Mobile Home Issues
Home Equity Conversion/Reverse Mortgage
Housing Community Resources
Supplemental Security Income (SSI)
Workplace Safety & Health
Power of Attorney/Advanced Directive
Other Senior Citizens
Supplemental Security Income (SSI)
Supplemental Security Income
Social Security Disability Benefits